⚙️ Settings & Configuration

This guide covers all system settings including users, roles, notifications, mobile app configuration, and security settings.

👥 User Management

Creating a User

1. Navigate to Users
2. Click + Add User
3. Enter:
   • Username (unique)
   • Email
   • Password (min 8 chars)
   • Select Role
   • Assign Branch (optional)
4. Click Save

User Fields

Field	Required	Description
Username	Yes	Login identifier (unique)
Email	Yes	For notifications/recovery
Password	Yes	Secure password (min 8 chars)
Role	Yes	Determines permissions
Branch	No	User's assigned branch
Active	Yes	Enable/disable login

🛡️ Roles & Permissions

Default Roles

Role	Access Level
Superadmin	Full access to everything
Admin	Full access except user/role management
Manager	Approve requests, manage operations
Operator	Create customers, investments; submit for approval
Viewer	Read-only access

Permission Categories

Category	Permissions
Dashboard	view
Customers	view, create, update, delete, import, export
NCD Series	view, create, update, delete
NCD Investment	view, create, edit, delete
NCD Allotment	view, create, confirm
NCD Transfer	view, execute
NCD Redemption	view, create, approve
NCD Rollover	view, create, approve, reject
Approvals	view
Chat	view, reply
Users	view, create, edit, delete
Roles	view, create, edit, delete
Settings	view, edit

🔔 Notifications

Email Configuration

Setting	Description
SMTP Host	Email server address
Port	Usually 587 (TLS) or 465 (SSL)
Username	Email account username
Password	Email account password
From Name	Sender display name
From Email	Sender email address

SMS Configuration

• Select SMS provider
• Enter API credentials
• Configure sender ID
• Test with sample SMS

Notification Triggers

Event	Email	SMS	Push
Investment Created	✅	✅	✅
Interest Payment	✅	✅	✅
Request Approved	✅	❌	✅
Request Rejected	✅	❌	✅
Maturity Reminder	✅	✅	✅
OTP Login	❌	✅	❌

📱 Mobile App Settings

Home Screen Sections

• Configure which sections appear on home
• Reorder sections
• Enable/disable specific features

Promotional Offers

• Add promotional banners
• Set validity dates
• Configure click actions

Feature Toggles

Feature	Description
New Investment	Allow customers to request investments
Redemption	Allow redemption requests
Transfer	Allow transfer requests
Chat	Enable chat support
Tickets	Enable support tickets

📜 Legal Pages

Available Pages

• Terms of Service - User agreement
• Privacy Policy - Data handling practices
• Disclaimer - Investment risks
• Refund Policy - Redemption terms

Editing Pages

1. Navigate to Legal Pages
2. Click on the page to edit
3. Use rich text editor to update content
4. Click Save

🔒 Security Settings

Session Management

Setting	Description	Recommended
Session Timeout	Auto-logout after inactivity	30 minutes
Max Sessions	Concurrent logins allowed	3
Remember Me	Extended session duration	7 days

Two-Factor Authentication

• Enable TFA requirement for all users
• Supported methods: Google Authenticator, Authy
• Admin can reset TFA for locked-out users

IP Restrictions

• Whitelist specific IP addresses
• Block suspicious IPs
• View login attempt logs

🎨 Interface Settings

Login Page Customization

• Upload company logo
• Set background image
• Customize welcome text
• Set primary colors